The BOLD100 Homebuyer Readiness Workshop

What the workshop covers

The recorded workshop runs roughly two and a half hours and is divided into chapters, each paired with an interactive checkpoint. Topics include credit and what lenders actually review, buying power and debt-to-income ratio, the true cost of a 0%-down purchase, the difference between down payment and closing costs, mortgage program comparison, down payment assistance myths, the document gap that stalls most files, and the decisions that quietly sabotage an approval.

How it works

• Register and choose your HomeDream loan officer
• Watch the on-demand workshop at your pace — progress saves automatically
• Answer checkpoint questions as the presentation reaches them and earn Homeowner Equity game points
• Work your homework and document checklist between sessions
• Finish and receive My BOLD100 Game Plan with your personalized next steps

Homeowner Equity is a game score

Correct answers award +$5,000 in Homeowner Equity, bonus rounds award more, and bad-decision scenarios cost points. This is an educational game score to keep the learning engaging. It is not a credit decision, a preapproval, a loan amount, or any representation of what you qualify for.

Prefer a live group workshop?

BOLD100 can be presented live for employers, churches, community organizations and real estate teams. A minimum of six confirmed guest registrations is required.

Who it's for

Texas renters wondering if they could buy. Buyers who were told no once and never got a reason. First-time buyers who don't know what they don't know. Veterans who never explored their benefit. You don't need to be ready to start — starting is how you find out.